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Service 01
The engines that power AI with facts.
Granular data infrastructure for financial institutions, industry and the public sector. Built in Singapore, anchored in Asia, ready for the world. Across carbon, energy, water and waste, and beyond.
- ISO 14064-1 / -2
- ISO 14067
- ISO 14068
- PCAF v2025
- ISSB S1 / S2
- ESRS E1 to E5
- MAS 610
- CBAM
- GRI
- SBTi
Engine
Nx-Engine v2.4.1
Emission factor library
2024.Q4
Delivery
Platform, engine, services
In production since
2013
Architecture
One engine. Three product layers. One lineage-tracked base.
Granular Data is built around the Nx-Engine: a granular data engine that ingests transaction-level inputs (loans, securities, meter readings, ERP records, supervisory feeds), structures them to ISO 14064-1/-2, ISO 14067, ISO 14068, PCAF v2025, ISSB, ESRS, MAS 610 and CBAM standards, and exposes the result as a queryable base.
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01 Source
Meters, ERP, core banking
Readings, ledgers, positions, custody and supervisory feeds.
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02 Ingest
NxOps
Connectors, validation, and a lineage identifier attached at the point of capture.
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03 Measure
NxMap
Emission factors applied, inventory built per standard, calculation recorded.
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04 Decide
NxPlan
Scenarios, targets, capex sequencing, and the capital case attached.
One lineage-tracked base underneath all four stages. Rule packs change; the base does not.
| Layer | Product or engine | What it does |
|---|---|---|
| Engine | Nx-Engine v2.4.1 | The granular data engine. Position-level lineage, vintage tracking, rule packs for every standard, audit trail. Same engine across financial, industrial and public-sector deployments. |
| Library | EF Library 2024.Q4 | Emission factor library, region and asset-class tagged, versioned for audit, refreshed quarterly. Sources include IPCC, IEA, DEFRA, IFC and country-specific TGO and NEMS sets. |
| Ingest and structure | NxOps | Connectors to sensors, meters, ERPs, core banking, custody, securities, derivatives, supervisory feeds and counterparty masters. Outputs granular, ISO-grade, lineage-tracked data. |
| Measure and verify | NxMap | Compliance and financed-emissions inventory. Position-level, audit-ready, multi-standard: PCAF v2025, ISSB S1 and S2, ESRS E1 to E5, GRI, ISO 14064, MAS 610 modules. Product footprints via NxMap Product. |
| Simulate and decide | NxPlan | Scenario simulation and reduction-strategy planning on top of the granular base. SBTi targets, transition risk modelling, capex sequencing, and AI workflows that operate on the same evidence. |
Delivery
Same engines. Three ways to deploy them.
Granular Data ships in whichever delivery mode fits your data sovereignty, integration timeline and internal capability. The engines stay the same; the procurement pathway changes.
Mode 01
Platform
SaaS on Evercomm cloud
Multi-tenant hosting, auto-updated, standard connectors. Weeks to value rather than months. Best when integration speed matters more than data residency.
- Fastest to deploy
- Standard connector set
- Quarterly factor refreshes included
Mode 02
Engine
Local or on-premises
Nx-Engine deployed in your environment. Customisable rule packs and connectors. Data never leaves the customer perimeter. Required for MAS, BOT, BSP and other supervisory contexts.
- Full data sovereignty
- Custom rule packs
- Supervisory-grade deployment
Mode 03
Services
AI-enabled managed services
Evercomm engineers run the engines on your data and deliver outcomes: reports, certifications, simulations. No internal capability required. Lower total cost at low volume, and often paired with Assurance.
- Outcomes, not software
- No internal build required
- Common first step
In production
Financial institutions, industry and the public sector, all on the same engines.
The same Granular Data stack powers position-level financed emissions at a financial institution, facility-level operational reporting at an industrial, and impact metrics at a public-sector agency. Different rule packs, same lineage discipline.
Financial institutions
Position-level financed emissions. MAS 610 ready.
Portfolio accounting, climate scenario analysis and risk quantification on verified position-level data, delivered through the One Finance initiative.
Financial institutions
Industrial
One granular base. Every report. Every model.
Sensor, meter and ERP data structured to ISO 14064 and used for both compliance and operational AI, across manufacturing, aviation, ports, energy and the built environment.
Industrial
Public sector
Accountable, AI-ready public reporting.
Data sovereignty, mission-aligned metrics and funder-grade reporting for government, healthcare, education and major NGOs.
Public sector
Standards
Built for whichever standard finds you.
Granular Data ships rule packs for every major global and APAC standard customers and regulators care about. Rule packs evolve; the data layer underneath stays stable, so the same engine reports against any combination of regimes you are exposed to.
Financial and supervisory
Position-level financial reporting, granular supervisory returns and financed-emissions methodologies, across APAC and EU-pattern regimes alike.
Climate and sustainability disclosure
Standards-aligned disclosure across listed and private corporates, public-sector entities, NGOs and regulated supply-chain participants.
Engineering and operational
Engineering and management-system standards across the ISO family, operational emissions accounting, science-based targets and sector-specific environmental schemes used across APAC.
Transition and blended finance
Transition-finance frameworks, blended-finance taxonomies, sustainability-linked instruments, and EU and ASEAN taxonomies: the structuring layer behind Aligned Capital.
The regulatory shift, in four stages
01
Aggregated
Annual disclosures rolled up at portfolio or facility level. Defensible until around 2023. No longer sufficient.
02
Basic granular
Major instruments (loans, large facilities) reported individually with core attributes. Foundational.
03
Wide granular
Derivatives, securities and supplier-level data added to the granular base. Most APAC regulators arriving here between 2026 and 2028.
04
Full granular
Every transaction, every meter reading, every emission factor, lineage-tracked, AI-ready, audit-ready.
What a rule pack contains
A rule pack is the regime-specific layer that sits above the base: boundary definitions, allocation and attribution rules, factor selection hierarchy, data-quality scoring, disclosure templates and the validation set an assurer will run. Adding a regime means adding a pack, not rebuilding the pipeline.
What sits on top
Granular Data is the data layer. Two services sit on top.
Customers run Granular Data alone, or alongside the two adjacent services. Each builds on the same lineage-tracked base.
Service 02
Assurance
Strategic assessment, solution simulation, transition roadmap, digital verification and AI readiness, delivered by Evercomm engineers using the same engines. The natural front door if you are not ready to operate Granular Data yourselves.
Assurance
Service 03
Aligned Capital
Capital structured around the same transition Granular Data measures. Products co-created with financial institutions so that verified granular data becomes deployable capital.
Aligned Capital
Talk to us.
Tell us which regime is arriving first and what data you already hold. We will tell you honestly whether it is a Granular Data build, an Assurance engagement, or neither.